Turn payments into a net profit engine.
Distributors using Balance see positive impact across their entire P&L.
Balance delivers measurable impact for distributors in every aspect of their business.
Trusted by industry leaders
Grow your revenue.
Accelerate your business goals with a credit operation built for growth.
Increase AOV and LTV
Boost spending and repeat purchases with your own net terms program. Easily onboard thousands of buyers and increase limits over time, with the highest business approval rates in the industry.
Expand your
customer base
Approve more customers for terms, faster. Balance leverages proprietary data to underwrite even the smallest buyers while maintaining a seamless experience across all channels.
Drive high
retention rates
Easily build loyalty and trust with your largest customers, no matter their credit needs, with a seamless digital financing experience.
Lower your processing costs.
Credit card processing costs are hurting your margins. But you can do something about it.
Pass on card fees
Handle greater credit card volume without incurring associated costs by easily implementing a surcharge fee for credit card transactions.
Optimize card costs
It's possible to reduce costs by 30% just by properly sending L2/L3 data to the card network for eligible transactions. Our team will make sure your transactions are optimized for lower costs and avoid network downgrades due to incomplete information.
Mix in bank payments
Mix in alternative digital payment methods such as ACH or wire to lower your credit card processing volume all within an equally simple payment experience and automatic reconciliation process.
Reduce your credit costs.
Boost AR processes with technology and automation, not additional workflows or overhead.
Make it easy for your buyers to pay
Give your buyers real time visibility to all of their invoices in one place - they will pay faster and have a better experience, while you remove the overhead from your finance team.
Automate reminders and reconciliation.
With Balance, you don't need expensive, third party reconciliation software. Since funds flow through us, we can easily and automatically reconcile all payments, no matter the channel. Our software also handles payment reminders, so you don't have to.
Reduce bad debt expense and get a cash flow boost
Balance pays you upfront for net terms transactions so that you can remove risk from your balance sheet and focus on growth.
Unlock your full profit potential.
From less costs to more customers, give your entire business the boost it deserves.
Trusted by Leading B2B Brands and distributors
See how inBuild successfully switched buyers from cards to ACH, reducing processing costs by 86%
Read the inBuild story
“We were able to grow our digital channel in ways we didn’t know were possible. Balance’s true uniqueness is in its product flexibility and ability to work with our existing business processes.”
COO at Bay Fastening Systems