Powering the entire B2B transaction lifecycle.

Market-leading merchants and marketplaces use Balance’s B2B software and APIs to accept business payments, extend trade credit, and manage their full business transaction lifecycle.

Trusted by Leading B2B Trade Platforms, Distributors, and brands Across the B2B Supply Chain

Accept, finance, collect, and manage payments digitally. All in one place.

Pre-Purchase

Buyer & Vendor Onboarding
KYB
AP Set-Up
Digital Credit Application
Instant Credit Decision

Purchase

Net Terms Financing
B2B Checkout
Bank Payments
L2/L3 Credit Card Processing
Invoicing

Fulfillment

Dynamic Invoice Adjustments
Refund and Credit Notes
Re-Auth and Partial Capture
Multi Vendor Transaction

Post-Purchase

Collections
Cash Application
Global Payouts

Payment solutions. For every business need.

Cut down on processing costs and provide diverse payment options across every channel.

  • Choose from a range of ready-to-go payment methods, from wire transfers to credit cards
  • Use our B2B Checkout or APIs to give business buyers the payment experience they deserve
  • Self-serve invoicing, built into your digital channel

Instant financing. Payment terms at scale.

High approval rates. Instant decisioning. Next-day cash advance. Everything you need to scale trade credit.

  • 100% automated decisioning to scale buyer underwriting, even at the point of purchase
  • Completely white-labeled for a fully-customizable front-end experience
  • Let your buyers pay when they want, whether that’s 30, 45, 60, or 90 day terms

AR Management. Simplified.

Decreased DSO, automated collections, and instant underwriting—the finance team's dream product suite.

  • 31% lower DSO with self-serve payments and a buyer-friendly AP portal
  • Simplify cash application with programatic reconciliation for push payments like wires and checks
  • Built-in payment failure prevention and automated dunning

End-to-end support for marketplaces.

Trust a single source to facilitiate and finance transactions across your platform.

  • Enable financing for all your customers, have full control over the checkout or invoicing
  • Facilitate payments, split payouts, or send payouts at scale—while remaining outside of the flow of funds
  • Adjust payment settings at the vendor or buyer level and have full control over the checkout or invoicing experience

See cost savings and start capturing more sales.

Speak to our team to learn more about how Balance can meet your business needs with the right payment solution.

120%
Average revenue growth
for customers using Balance
Less than 30 seconds
for credit limit approvals
of up to 50K
Reduce up to 200 bps
in processing costs

The Balance B2B Network

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Business Buyers
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Brands & Distributors

Trusted by global enterprises to scale their sales channels.

“The payment piece for us was critical. Balance solved that with their suite of products and robust APIs, which immediately stood apart from the traditional legacy solutions in the market.”
Denise Moore,
Digital Marketplace Business Manager
at Vallourec - North America (NASDAQ: VLOUF)
"We were able to grow our digital channel in ways we didn’t know were possible. Balance’s true uniqueness is in its product flexibility and ability to work with our existing business processes."
Michael Eichinger
COO at Bay Fastening Systems
A Leading Wholesale Distributor of Fastening Systems

Learn from industry experts.

From payment best practices, to new technology and industry success stories, Balance's webinars connect you with industry leaders for an informal learning discussion.

Tuesday, March 5
3:00 PM - 4:00 PM EST

B2B credit card strategies

Learn how to trim costs and craft a customized card payment strategy.

Save your spot
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Ecosystem-first.

Balance plugs into your existing software or platform—powering B2B growth across channels.

Speak to an expert

See how Balance helps teams leverage
technology to drive efficiency.