Scale Your Ad Spend Without the Cash Flow Crunch
Unlock instant funds to cover your ad spend upfront.
Grow your business with attractive rates and repayment terms.
Join 100K+
funding powered by Balance.
Trusted by leading brands
for the world’s leading brands.
How It Works
Apply in minutes
Access funds instantly
Repay in 30 days
Apply built-in surcharging
Pass on card fees to buyers automatically. No manual setup, no configuration—just margin protection out of the box.
Personalize ACH incentives, automatically
Balance’s Dynamic Optimization Engine personalizes ACH rebates and card surcharges based on how buyers usually pay—cutting costs without adding friction or impacting conversion.
Cut card fees with L2/L3 data
Reduce processing costs by switching to IC+ and applying L2/L3 data—saving up to 150 BPS.
Why small businesses love Balance
Real time approval with
instant access to funds
Works with all
major
ad platforms
Set up auto-pay for
hassle free repayment
“We were stuck in the same cycle—spend on ads, wait 30-60 days for revenue, then scramble to fund the next campaign. Balance’s ad financing broke that cycle. We scaled our Meta spend from $15K to $75K monthly, and our ROAS stayed strong because we could finally test and optimize without cash flow panic. It’s like having a growth partner who actually gets the timing problem.”
Maya Rodriguez
Head of Growth, Altitude Outdoors
Scaled from $180K to $890K annual revenue in 8 months
DON'T LET CASH FLOW LIMIT YOUR GROWTH
Questions & answers
Where can I use the virtual card?
Your virtual card works on any ad platform that accepts credit cards, including Google Ads, Facebook Ads, TikTok Ads, and more. Simply copy the card details and add them to your ad platform’s payment methods.
When is my payment due?
Your payment is due 30 days from when you make a purchase. We’ll automatically charge your payment method on the due date for the full amount plus a 3% financing fee.
Can I repay early?
Yes! You can repay your balance at any time with no penalties or additional fees. Contact support to process an early repayment.
What makes offering net terms challenging?
Offering net terms creates operational, financial, and risk-related challenges. It requires managing credit checks, invoicing, collections, and reconciliation—all of which take time and resources. You also get paid later, which can strain cash flow. And if a buyer doesn’t pay, you absorb the loss as bad debt.
Can I request a higher credit limit?
Successfully use and repay your balance on time to automatically qualify for credit limit increases. Limits can grow up to $100,000 based on your payment history and account activity.
What if I need help?
Our support team is available to help, email shayma@getbalance.com for assistance or questions.