/ Marketplace os

Marketplace
payments, solved

Accept payments, make payouts instantly,
and onboard sellers easily.

Win more buyers
and vendors

Boost sales with
embedded trade credit

Scale without
overhead

Win more buyers and vendors

Boost sales with embedded trade credit

Scale without AR overhead

Marketplace OS

Trusted by Leading B2B Trade Platforms, Distributors, and
brands Across the B2B Supply Chain

Trusted by Leading B2B Trade Platforms, Distributors, and brands Across the B2B Supply Chain

Vector 8
g40007
Vector 8
Fiverr logo
Vector 8
Layer 1 2
Vector 8
Omnia logo
Vector 8
g10
Vector 8
alibaba.com logo 65DC0E70mU brandlogos.net 1
Vector 8
Group 427320554
Vector 8
us electrical logo 1 1
Vector 8
Group 427320556
Snappy
Vector 8
Group 427320555
Vector 8
fg logo new 1
Vector 8
Group 427320644
Vector 8
Group 427320557
Vector 8
Bay supply logo
Vector 8
Vallourec logo

Win more buyers and vendors

Deliver seamless checkout and payouts that boost buyer spend and vendor adoption.

user, profile, investor 44

Boost sales with trade credit

Empower buyers to place larger, more frequent orders by letting them pay on terms.

Scale without overhead

Automate payouts and reconciliation with purpose-built infrastructure.

Marketplace payments made easy

Deliver a seamless payment experience across any vendor.

Group 1321315271
Group 1321314394 3
Group 1321315271
Group 1321314325 105
Group 1321315271
Customize payment flows with flexible API 2
Group 1321315271
Simplify refunds and disputes
Frictionless Credit Application

Automated, quick, and secure application flow with instant decisions.

Group 1321315271
Frictionless credit application 2

Extend up to Net 90 terms. Streamline billing with single or consolidated invoices.

Group 1321315271
Group 1321314325 105

Simplify customers’ payments and spend management with a self-serve portal.

Group 1321315271
Customize payment flows with flexible API 2

Simplify customers’ payments and spend management with a self-serve portal.

Frame 2147206222 2
Simplify refunds and disputes

Boost sales with embedded credit

Offer net terms whether you or your vendors are the merchant of record, fully embedded and secure.

Drive more transactions

Empower buyers to place larger, more frequent orders by letting them pay on credit at checkout.

No AR burden or cash flow risk

Vendors get paid upfront while Balance handles underwriting, invoicing, and collections behind the scenes.

Supporting every business model

Whether your online B2B marketplace operates as the central creditor for all transactions or not,
Balance meets your specific needs.
Supporting every business model

Flexible payouts built for scale

Pay vendors how and where they prefer; manually, programmatically, and across borders.

Group 1321314391 2

Initiate payouts, your way

Trigger payouts manually from the dashboard or automatically via API, whatever fits your flow.

Frame 2147206107 30

Automate bulk payouts

Automatically batch payouts and debits into a single daily transaction per vendor for same-day delivery and greater efficiency.

Frame 2147206105 21 1

Cross-border payouts with FX flexibility

Send payouts to international bank accounts in 20+ currencies, choose who pays the FX fees.

Frame 2147206107 20 1

Stay synced with real-time visibility

Get daily and monthly payout reconciliation reports and real-time notifications. No guesswork, no spreadsheets.

Streamlined vendor onboarding

Verify vendors, reduce risk, and get them ready to transact. No heavy lifting required.

Group 1321315271
Group 1321314379 20
Group 1321315271
product marketplace kyb
Group 1321315271
Group 1321314328 10
Flexible onboarding options

Send vendors a self-serve onboarding link or onboard them programmatically via API.

Group 1321315271
Group 1321314379 20

Verify identities, screen for fraud, and meet compliance requirements with no added tooling.

Group 1321315271
product marketplace Built in KYB and fraud checks

Vendors are set up with invoicing, checkout, and payout details. No manual configuration needed.

Group 1321315271
Group 1321314328 10

Enterprise Grade Security
for Every Payment

Protect every transaction with trusted standards.

image 19

AES-256 Encryption

Page 1

PCI-DSS Compliant

image 18

SOC 2 Certified

Real Impact, Measurable Results.

fashionGo

“Net Terms is not just a payment solution; it’s a catalyst for growth, designed to empower retailers who have historically been underserved.”

Paul Lee

CEO of FASHIONGO

30%

Higher Conversions

55%

Repeat Purchase

2X

Repeat Purchase

Make B2B Growth
a Reality

Get expert advice on scaling payments and simplifying
operations. Book your consultation now.

The latest industry
news and resources

Discover the latest insights and market trends in B2B Payments.

Featured images for LP Blogs 1920x1080 1 1
Case Study

How Instacart Business Unlocked Growth with Balance

How Instacart Business Unlocked Growth with Balance
B2B Payments Report Resources 1
White Paper

The B2B Payments Report 2025: Data-Backed Performance Metrics & Best Practices

Explore why payment flexibility is a major growth driver and how payment terms affect customer acquisition, spend velocity, and buyer loyalty.
balance digital trade credit solution
White Paper

Checklist: How to Choose a Digital Trade Credit Solution for Your Business

Dive into the key evaluation criteria and essential features for designing a successful Digital Trade Credit program.
Featured images for LP Blogs 1920x1080 1 1
Case Study

How Instacart Business Unlocked Growth with Balance

How Instacart Business Unlocked Growth with Balance
B2B Payments Report Resources 1
White Paper

The B2B Payments Report 2025: Data-Backed Performance Metrics & Best Practices

Explore why payment flexibility is a major growth driver and how payment terms affect customer acquisition, spend velocity, and buyer loyalty.
balance digital trade credit solution
White Paper

Checklist: How to Choose a Digital Trade Credit Solution for Your Business

Dive into the key evaluation criteria and essential features for designing a successful Digital Trade Credit program.
655f1b8bbbc3bde087835e09 TYLTGO20image
Case Study

Tyltgo Solves Business Transaction Pain, Down to the Last Mile

By streamlining the payout process to courier vendors, Tyltgo made it easier for local businesses to meet the growing demand for same-day delivery - all on its delivery...
6565daacfe224d23fd016eb6 Pnoe 2
Case Study

PNOĒ – Building Healthy Fitness Businesses with Flexible Payments

PNOĒ offers the gold standard in flexible payment terms and gives their customers a better experience. Using their Balance account, PNOĒ generates invoices to gyms, payable in installments...
boost conversions optimized b2b checkout
Webinar

Webinar: How to Boost Conversions with an Optimized B2B Checkout

Explore how to offer the right payment methods and terms at checkout that your B2B buyers and suppliers expect.
win business buyers pay by invoice net terms
Webinar

Webinar: How to Win Business Buyers with Pay by Invoice & Net Terms

Discover how optimizing payments with net terms and automated AR can simplify transactions, elevate the customer experience, and fuel business growth.