For us, the results really speak for themselves – it’s retention of our existing customers, but it’s also new customer growth that we’ve been able to really quickly see.
Financial Infrastructure for B2B Commerce
B2B commerce moves faster with balance
Buyers get terms. Sellers get paid.Balance does the rest.
Trusted by the world’s leading companies
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Balance helps us solve one of the biggest challenges that we have in the B2B marketplace. Giving buyers the payment flexibility they need without adding any risk or friction.
“
Yiran Li
Head of Customer Retention Strategy
Balance has helped B-Stock offer Net-30 payment terms for thousands of our buyers without any increase in cost or operational overhead. That scale has been a real game changer for us.
“
Alex Cadalso
Group Product Manager
We were able to grow our digital channel in ways we didn’t know were possible. Balance’s true uniqueness is in its product flexibility and ability to work with our existing business processes.
“
Michael Eichinger
Operations Officer
Grow B2B SALES with
net terms that scale
Stop stitching tools together. Automate complex B2B workflows for a self-serve payment experience – with zero AR overhead.
Give your B2B buyers what they need
Hear what happens when you do.
“As a small business, cash flow is always tight. With this option, I was able to invest in new inventory without hesitation – and the approval process was quick and painless.”
Owner
Independent Retailer
“Net terms payment has allowed us to pay for the inventory after we have had a chance to sell it. We’re increasing revenue without the stress of interrupting cash flow.”
CFO
Electronics Reseller
“Budget-wise, it was not time for me to purchase new inventory, but with net terms I have been able to grow my inventory! I was easily approved, and then repayment was easy!”
Co-owner
Fashion Boutique
“Pay-By-Invoice has drastically streamlined the expense process for our accounts payable team without the stress of tracking down receipts.”
COO
Healthcare Network
“This new invoicing option has helped us streamline procurement and eliminate the hassle of juggling multiple credit card payments each month.”
Purchasing Leader
National Restaurant Chain
All you need to offer
terms at scale
invoicing at scale, minus the credit risk & overhead
- Extend instant trade credit with up to net 90 days
- AI credit risk management, top approval rates
- E2E automation from qualification to reconciliation
- Customizable white label user experience
"Through our partnership with Balance, we’re streamlining the entire payment experience for organizations, so they can focus on running and growing their business."
Andrew Nodes
VP and GM of Instacart Business & Supply Chain
Embedded B2B financing
- Instant financing at checkout with up to 90 days to pay*
- High approval rates and credit limits for SMBs and enterprises
- Seamless, B2C-like buyer journey
- Balance-branded
"By embedding Balance directly into our checkout, we're making it easy for customers to buy on their terms, without being limited by cash flow constraints."
Yiran Li
Head of Customer Retention Strategy
B2B-optimized
payments stack
- Accept same-day ACH, wire, credit cards, and global payments
- Maximize savings with optimized IC+ using all relevant L2/L3 data
- Enable surcharges and personalized incentives at checkout
- Accelerate reconciliation with smart, accurate cash application
B2B Marketplace Payments, Solved
- Seamless buyer payments and instant vendor payouts
- Boost sales with embedded trade credit
- Simplify multi-vendor transactions with automated payouts
- Secure vendor and buyer transactions with built-in compliance
“Net Terms is not just a payment solution; it’s a catalyst for growth, designed to empower retailers who have historically been underserved.”
Paul Lee
CEO of FASHIONGO
Why B2B Leaders Choose Balance
“For us, the results really speak for themselves — it’s retention of our existing customers, but it’s also new customer growth that we’ve been able to really quickly see and get signal on in such a short period of time.”
Priya Monga, GM & Senior Director of Go to Market Strategy, Instacart Business
“By embedding Balance directly into our checkout, we’re making it easy for customers to buy on their terms, without being limited by cash flow constraints.”
Yiran Li, Head of Customer Retention Strategy, Alibaba.com
“Balance has helped B-Stock offer Net-30 payment terms for thousands of our buyers without any increase in cost or operational overhead. That scale has been a real game changer for us.”
Alex Cadalso, Group Product Manager at B-Stock Solutions
“Our Dynamic Net Terms, powered by Balance, is not just a payment solution; it’s a catalyst for growth, designed to empower retailers who have historically been underserved.”
Paul Lee, CEO, FASHIONGO
“We were able to grow our digital channel in ways we didn’t know were possible. Balance’s true uniqueness is in its product flexibility and ability to work with our existing business processes.”
Michael Eichinger, Operations Officer, Bay Supply
Innovation That Gets Noticed
Integrate seamlessly
Leverage our robust APIs or pre-built native integrations to plug Balance
into your software stack, ERP, and B2B ecommerce platforms.
Leverage our robust APIs or pre-built native integrations to plug Balance into your software stack, ERP amd B2B Ecommerce platforms.
Make B2B Growth a Reality
Get expert advice on scaling payments and simplifying
operations. Book your consultation now.
